KYC Documents , income documents & Bank details for loan disbursement.
It depends on Bank & Nbfc in which you are applying for loan , time TAT is 6 hours to 5 working days
It depends on in which location you are residing , you can get personal loan if your salary is 20k / Month or more
Every Bank & Nbfc charges different processing fees for availing personal loan which ranges from 0.25% to 4% of loan santioned